Since 1942, the San Francisco Associates have been helping individuals, families, and small businesses develop customized financial programs and investment strategies tailored to each client’s values and objectives. Having no proprietary products of our own, we are able to objectively select from various programs, services and strategies to help you develop and implement the financial strategies necessary for you to accomplish your objectives.

Problems to Solve, Not Products to Sell.

Please take a moment to review this site, our planning approach and philosophy. Let us know if our services are right for you. Feel free to contact us at (415) 677-9500 to arrange for a free consultation with one of our associates.
Calculators

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Credit Card Debt

How Long Will It Take to Pay my Balance?

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

Roth IRA Conversion

This calculator can help you determine whether you should consider converting to a Roth IRA.

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Newsletters

Save More to Have More

There's one solution to a retirement savings shortfall that is so simple you might never have given it serious consideration: Set aside more of your current income. Even if you believe that you are currently saving as much as possible toward retirement, you might change your mind after you run the numbers.

Are Target-Date Funds Off Target?

Target-date funds are not for everyone, so it's important to gather all the facts.

Hot Topic: 2010: The Year of the Roth Conversion?

Starting in 2010, anyone, regardless of income, can convert retirement plan assets to a Roth IRA.

HOT TOPIC: The Great Inflation-Deflation Debate

We're all used to worrying about inflation and its long-term effect on purchasing power. However, there's a growing chorus warning that deflation is the next big concern for the U.S. economy.

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