Personal Planning

At San Francisco Associates, we offer the experience to help design an effective plan, select quality programs to meet changing needs, and provide the commitment help make your visions a reality. Regardless of the purpose - retirement or a child’s education, home ownership or weddings – making these a reality starts with a plan.

Planned Financial Management ("PFM"), helps focus on the future. Wherever objectives point, clients can rely on the PFM process and our time-tested commitment to client satisfaction, financial excellence, and industry leading financial products.

The basic steps in the PFM process are:

  1. DISCOVERY & DATA GATHERING - Asking the important questions to uncover where it is you hope to be in the future and identifying a starting point - where you are today financially. A comprehensive financial inventory.
  2. FINANCIAL ANALYSIS- Projecting the future cost of your various objectives in including retirement, home ownership, education planning and risk mitigation.
  3. DESIGNING A STRATEGY - Evaluating and developing plans to achieve established goals
  4. IMPLEMENTATION - Assistance in selecting financial programs and vehicles.
  5. REVIEW AND UPDATE - Meeting regularly to review and revise plans or strategies to account for changing priorities & circumstances.

The Financial Planning Process

An effective way to help create wealth is to establish a foundation and build on it. However, life is fluid. Change happens, often unexpectedly. Therefore, it is critical to review and revise financial programs on a regular basis.

We meet with our clients regularly to review their objectives in light of current priorities and prevailing market conditions. Together we evaluate plans and make adjustments that may be necessary. We help prepare our clients to stay on track for the future. The PFM process is flexible and comprehensive, coordinating all aspects of one’s financial affairs.

The purpose of the PFM process is to help create and conserve wealth. There is no time like the present to take charge of the future and there is no time to lose when it comes to achieving what really matters. For more information about Planned Financial Management, our service and our financial programs, please telephone us at (415) 677-9500.