Employee Benefits

San Francisco Associates has significant experience in designing and monitoring employee benefits programs. Most employers want to provide programs that attract and retain employees. At the same time, consideration needs to be given to overall objectives and available budgets. Programs can range from low cost to benefit rich and most provide a tax-advantaged method for paying benefit costs.

San Francisco Associates can help to:

  • Determine the important criteria and objectives for a company’s situation.
  • Identify the most appropriate benefits to provide.
  • Design a strategy for communicating the plan to employees.
  • Implement the benefit programs.
  • Monitor the plan on a continual basis.

How can I (an employer) attract and retain a capable and productive work force?

Common programs to consider include:

  • Health Insurance
  • Group Life Insurance
  • Group Disability Income Insurance
  • Salary Savings Plan
  • Pension & Profit Sharing Plans
  • 401(k) Profit Sharing Plans
  • Solo 401(k) Plans
  • Simplified Employee Pension and SIMPLE Plans

What steps can I (an employer) take now to assure the continuation or orderly transfer of the business in the event of the loss, disability or retirement of myself or other key employees?

Other programs that might be considered:

  • Overhead Expense Protection Plan
  • Business Loan Insurance
  • Section 303 Stock Redemption
  • Buy/Sell Agreement
  • Key Person Insurance
  • Worker’s Compensation

No matter how complex or simple a benefit program is appropriate for your company, we at San Francisco Associates will help you meet your goals.